DISCRETIONARY COMMISSION
Source

YOUR ADDRESS

COMPANY NAME
ADDRESS Date


Dear Sir/Madam,

On 11 January 2024, the Financial Conduct Authority launched an investigation into unfair historical motor finance commission arrangements. This has made me aware that I may have been caught out by this unfair practice. As I had a finance agreement with your firm, I am writing for clarification on the following two requests:

1. A request for information you hold on my behalf. I would like to ask if my finance agreement with you, reference Xxxxxxxx, had any form of discretionary commission arrangement between you and the broker / car dealer or any other entity involved in the transaction. If it did, I request you inform me within one calendar month of the date of this communication.

For the sake of clarity, this first request is purely for information and is not a complaint or expression of dissatisfaction, and is not subject to the FCA’s pause. If there is failure to comply with my request, please treat this request as a data subject access request under the Data Protection Act 2018/GDPR.

2. If there is/was a discretionary commission arrangement in place in relation to my finance agreement with you, I request you treat this communication as a formal complaint arising out of the commission arrangement and the fact it was not adequately disclosed at the time it was taken out. The complaint should be treated as being made on the date of this communication. Please confirm to me within one calendar month that you have done so.

Details that may help you find my policy:

Finance agreement policy number:
Xxxxxxxx

Vehicle number plate:
XXXX VVVV



Yours sincerely,
NAME

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£13 BILLION FINE
CAR FINANCE

DISCRETIONARY COMMISSION ARRANGEMENT
Loans Before 28th Jan 2021

On 11th Jan
FCA Halted the Complaints process,
Allowing companies till Sept 2024 To Reply
- Customers have 15 months instead of 6 months to take to FOS

When The salesman could add on interest to boost his commission

https://www.fca.org.uk/consumers/car-finance-complaints#section-what-this-means-for-you

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“Liability Orders Are Issued by The Council”

NOT A JUDICIAL AUTHORITY

Council Tax 4 Letters

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Liability Orders

When a taxpayer falls behind with their council tax, billing authorities:

“have to apply to the magistrates' court for a liability order”;

before they can seek to use various powers to recover the debt.

Local Government Act 2003

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LOWELLS WIN

“ It's a WIN, Well done 🙂
BTB 2023 3 Letter wins
https://sites.google.com/view/3-letter-wins-2023/home

Court Wins
https://sites.google.com/view/zombie-court-wins/

If you want to donate to help keep the Facebook group going, here is the link:
https://sites.google.com/view/donate-btb/home “
- Steve Spy 😍

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ACAS

Prior to making Employment Tribunal Claim

Helpline 0300 123 1100

https://www.acas.org.uk/contact

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BULLYING AT SCHOOL

Schools have a legal duty to prevent and Tackle Bullying.
https://www.gov.uk/government/publications/preventing-and-tackling-bullying

Education Act 2002 Section 175 placed a “LEGAL DUTY” on maintained schools and Local Authorities to safeguard and promote the welfare of children

A bullying incident should be addressed as a child protection issue under the Children Act 1989 when there is ‘reasonable cause to suspect that a child is suffering, or is likely to suffer, significant harm

Section 89 of the Education and Inspections Act 2006 states that maintained schools must have measures to encourage good behaviour and prevent all forms of bullying

The Independent School Standards (England)(Amendment) Regulations 2012 state that the proprietor of an academy or other independent school is required to ensure that an effective anti-bullying strategy and health & safety strategy is drawn up and implemented. 

Under the Public Sector Equality Duty of the Equality Act 2010, schools and childcare providers must take steps to prevent and respond to discriminatory language.


https://anti-bullyingalliance.org.uk/tools-information/all-about-bullying/bullying-and-law/what-does-law-say-about-bullying

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PUBLIC WIN:

The individual Police Person is Responsible for their actions.

Charlie Staple, victim of a police assault, and Graham Moore of the English Constitution Society speak about Charlie's quest for justice against the perpetrators of the attack.

WATCH THE POLICE BRUTAL ATTACK ON Charlie
Watch to The End “Freemen Spouting Bullshit - Be VERY careful”

The police are PERSONALLY Responsible
https://www.youtube.com/watch?v=81M-Fo8MQ1E

See Also:
Officer Sent to Prison:
Shooting Civilian
Weekly
2/3 Police in Court for CRIMES AGAINST THE PUBLIC

POLICE OATH
https://teleg.eu/TisTreason/22

TREASON NEWS | Police Lockdown Brutality